Malta Family Office Residency
The Malta Family Office Residency route offers high-net-worth individuals and family offices a clear path to residency in Malta and the EU, linked directly to MFSA-authorised family office structures.
- Upfront investment
- None fixed
- Regulator
- MFSA
- Administered by
- Residency Malta Agency
- Schengen access
- Yes
Eligibility
Who can apply
MFSA authorisation first
Who can apply
Structure
What you'll need
- Evidence of MFSA authorisation of the family office structure
- A valid passport
- Proof of accommodation — a Housing Authority registered lease
- Registered office address for the entity
- Due diligence documentation
Duration and fees
- Government contribution
- None required
- Property purchase
- Not required
- Main costs
- Entity setup and compliance
- Taxation
- Remittance basis
- Senior employee tax
- Preferential flat rate
Benefits
Why this route works
No fixed upfront investment
This route skips the mandatory government contribution or property purchase that standard residency programmes require. Costs come instead from entity setup, regulatory compliance and immigration due diligence.
Full residence rights
Successful applicants gain the right to live, work and study in Malta. Non-EU nationals also gain Schengen Area access and short-stay travel rights.
Remittance-based taxation
Non-domiciled residents pay tax only on Malta-source income and on foreign income remitted to Malta. Senior employees at qualifying family offices can access preferential flat rates under Legal Notice 250 of 2025.
A complete financial ecosystem
Banks that understand private wealth, licensed trustees, fund administrators and legal counsel — so families keep control of investments while outsourcing administration and compliance.
How we help
Accommodation that meets the requirement
Applications are delayed or refused when accommodation documentation isn't compliant. We provide leases built for exactly this purpose.
- Registered room leases from €400 per month
- Registration with the Housing Authority
- An official correspondence address
- Mail handling and ongoing administrative support
See our full range of services, or walk through the application process step by step.
Common questions
When was this scheme introduced?
In December 2025 the MFSA and the Residency Malta Agency published a joint communication on a new residency scheme for family offices.
Is approval guaranteed?
No. The Residency Malta Agency oversees applications with the MFSA assessing fitness and properness. Approval remains discretionary and follows standard immigration grounds for refusal.
What does MaltaDesks provide?
Setting up a family office in Malta requires both professional services and physical infrastructure. We provide the registered office address and the Housing Authority registered lease your application requires.
Need a registered lease for the Malta Family Office Residency?
Tell us your timeline and we'll confirm what you need and how quickly we can arrange it.